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How We Work

Our first priority is helping you take care of yourself, your family and your business. We want to learn more about your personal situation, identify your dreams and goals, understand your tolerance for risk, and help you prepare for a sound financial future. Long-term relationships that encourage open and honest communication have been the cornerstone of our success.

Let's talk.

Services We Offer

 Licensed with major carriers

Individual Services

Life Insurance

Long-Term Care Insurance

Disability Income Insurance

Individual Health Insurance

Estate, Tax, and Charitable Planning

Securities

Mutual Funds

Variable Annuities

Retirement Accounts

Defined Benefits

SIMPLE IRA's

529 College Savings Plan

Business 

Business Loan Protection

Business Overhead  Insurance

Disability Buy-Out

Buy-Sell Funding Arrangements

Key Employee Insurance

Key Executive Benefits

Key Person Insurance

Deferred Compensation

Individual Disability Insurance

Split Life Insurance

Employee Benefits

Major Medical Insurance (self & fully funded)

Health Savings Accounts

Flexible Spending Accounts

Dental / Vision Insurance

Short-Term & Long-Term Disability Income Insurance

Accidental Death & Dismemberment Insurance

Long-Term Care Insurance

Group Life Insurance

Additional resources are available to us through other companies for the following services: 

*Administrative Services

Electronic Employee Benefit Enrollment

Employee Onboarding

Human Resources & Administrative Services

Professional Employer Organization (PEO's)   Co-Employment Alternative for established larger businesses

*Compliance

ACA Employer Reporting

COBRA Administration

ERISA

FMLA

Funder HRA

5500 Preparations

HIPAA Compliance

PCORI

Retiree Billing

*Third Party Administrators

Defined Contribution & Defined Benefit Plan Design

Top Heavy Testing

Actual Deferral Testing

5500 Preparations

*These additional services provided through third-party administers.